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Best Apps for Micro Investing Apps in 2025 – Start with Just $1
Quick Summary – Top 3 Micro Investing Apps
App | Minimum Deposit | Fees | Best For |
---|---|---|---|
Acorns | $5 | $3–$5/month | Automated, hands-off |
Stash | $0 | $3–$9/month | Learning + investing |
Robinhood | $0 | $0/trade | Commission-free trading |
What Are the Best Apps for Micro Investing in 2025?
Micro investing apps allow you to invest with small amounts, often starting at just $1. These platforms are designed for new investors and make it easy to grow wealth over time without needing a lot of capital. The best apps for micro investing offer low fees, easy-to-use interfaces, and educational tools to help you succeed.
1. Acorns – Best for Hands-Off Investing
Overview: Acorns automates your investing by rounding up your everyday purchases and investing the spare change into a diversified portfolio.
Features:
- Minimum: $5
- Best Feature: Round-ups and retirement accounts
- Pricing: $3–$5/month
- IRA and retirement accounts
- Educational resources
Pros: Passive investing, low minimum
Cons: Monthly fee
Pricing: Starts at $3/month
👉 Sign up on Acorns
Why It’s Great: For those who want to invest without thinking about it, Acorns does the work for you. It’s perfect for people with small amounts of disposable income looking to grow their wealth passively.
2. Stash – Best for Learning as You Invest
Overview: Stash offers micro investing with a unique twist: it combines education with investment opportunities, allowing you to learn as you go.
Features:
- Minimum: $0
- Pricing: $3–$9/month
- Banking tools
- Fractional shares
- Stock-back card
Pros: Easy learning curve, great for beginners
Cons: Slightly higher fees
Pricing: $3–$9/month
👉 Explore Stash
Why It’s Great: Stash is perfect for beginner investors who want to learn more about the stock market while building their portfolios. It provides great educational resources to help users get started.
3. Robinhood – Best for Commission-Free Trades
Overview: Robinhood is one of the most popular micro investing apps, known for offering commission-free trades on stocks, ETFs, and even cryptocurrencies.
Features:
- Minimum: $0
- Best Feature: $0 commission trading
- Pricing: Free basic, $5/month for Robinhood Gold
- Real-time market data
- Fractional investing
- No account minimums
Pros: $0 trades, sleek interface
Cons: Limited education tools
Pricing: $0 basic, $5/month for Robinhood Gold
👉 Try Robinhood
Why It’s Great: Robinhood is ideal for users who want to trade on their own terms, without worrying about commissions eating into their returns. It’s a go-to app for anyone looking to make commission-free trades on the go.
4. SoFi Invest – Best for Zero-Commission Investing & Bonuses
Overview: SoFi Invest provides a range of investment options with no commission fees, making it a great option for beginner investors. Additionally, new users can earn sign-up bonuses.
Features:
- Minimum: $1
- Best Feature: Zero commissions and educational tools
- Commission-free trades
- Automated investing
- Access to IPOs
👉 Check out SoFi Invest
Why It’s Great: SoFi is an excellent option if you’re looking for commission-free investing with the added bonus of user-friendly tools and financial education resources.
5. Public – Best for Social Investing and Fractional Shares
Overview: Public offers fractional shares, allowing you to invest in stocks and ETFs for as little as $1. Its social feed lets you see how others are investing.
Features:
- Minimum: $0
- Best Feature: Social investing and fractional shares
- Community feed
- Thematic investing
- No payment-for-order-flow
👉 Start on Public
Why It’s Great: Public is great for those who want to get a feel for the market before fully diving in. The social features help foster a sense of community, making it easier to learn and engage with other investors.
What Is Micro Investing?
Micro investing allows users to invest tiny amounts—sometimes as little as $1—into stocks, ETFs, or portfolios. Ideal for beginners, it breaks the myth that investing is only for the wealthy.
How to Choose the Best Apps for Micro Investing
When comparing the best apps for micro investing , there are several factors to keep in mind:
- Low Fees: Look for apps with free or low-cost options to ensure more of your money goes toward investments.
- Ease of Use: Choose a platform with an intuitive, user-friendly interface to make investing simple.
- Educational Tools: Apps that offer financial education, tips, and resources are ideal for new investors.
- Minimum Deposit: Some platforms allow you to start with as little as $1, making them perfect for beginners.
FAQs About Micro Investing Apps
Q: What is the best app for micro investing beginners?
A: Acorns is great for hands-off investors, while Stash is perfect for learning as you go.
Q: Can I make real money with micro investing?
A: Yes, but results depend on time, market performance, and consistency.
Q: Are micro investing apps safe?
A: Most are SIPC-insured and use bank-level encryption.
Conclusion – Our Top Pick for 2025
If you’re a beginner looking for simplicity and automation, Acorns is your best bet in 2025. For those who want more control and learning tools, go with Stash.
👉 Start your investing journey today – even with just $1!